Loans for the way you live

Access up to Tsh 1,000,000 on your smartphone —
anytime and anywhere.

Build credit
as you go

We designed our loan process to fit your needs and help you grow. As you build credit with Branch, you unlock larger loan amounts.

Get what you
need on the go

Unlike other lenders, we don't make you jump through hoops or fill out paperwork. Simply apply through the Branch app and get approved in under 24 hours.

No hidden fees,
no surprises

We’re fully transparent. We don’t include additional costs or charges that are not disclosed upfront.

Privacy is paramount

At Branch, the privacy and security of our customers and their data is our top priority.

Security

All the data we use is encrypted and protected.

We have strict policies in place that ensure our methods are properly communicated and customer data is always secure.

Data privacy

We never sell customer data or share customer contacts with third parties.

Ethical collections

We do not condone any aggressive debt collection practices, including debt shaming.

If you experience any form of harassment, please report the issue to us immediately via in-app chat.

Real Branch Stories

“I enjoy timely loans based on personal timely repayments. Now, I want to grow and grow my business in partnership with the investment I get from Branch.”

– Noah B., Dar es Salaam

Branch offers loans from Tsh 5,000 to Tsh 1,000,000. Loan terms range from 1 – 6 weeks. Interest ranges from 18.8% – 49% with an equivalent monthly interest of 4% – 25% and APR of 53% – 319%, depending on your loan option. There is no collateral necessary. Interest rates are determined by a number of factors, including your repayment history and the cost of lending for Branch. Standard SMS and data charges by your mobile carrier may apply.